Effective Date: 1/1/2018
“Personal Information” means contact information (i.e., your name, address, email address, and/or telephone number) and any other non-public information that is used or intended to be used to personally identify an individual, including any data, media, messages and content that you make available through the Service. “Anonymous Information” means information that is not used or intended to be used to personally identify an individual.
We collect Personal Information that you submit to us voluntarily in the course of using the App, including as part of a request to be matched with Lenders (defined below). When you communicate with us by sending us an email, we will collect and store any information that is contained in your communications with us. You can choose not to provide us with certain information, but this may limit the features of the Services you are able to use.
Information Collected via Technology.
Disclosure – Analytics.
Use of PERSONAL Information
We will use your Personal Information to:
We may also use your Personal Information to create Anonymous Information records by excluding information that makes the information personally identifiable to you.
We use the Anonymous Information we collect to analyze trends, administer the Services, track users’ movements in the App, gather demographic information about our user base as a whole, and better tailor our Services to our users’ needs. For example, some of the Log Files may be collected so that when you use the App again, it will recognize you and the information could then be used to serve advertisements and other information appropriate to your interests.
Disclosure of Information
If you submit a request to be matched with a loan officer by using an activation code, we will share your Personal Information with the lender attached to the activation code. Be aware that Lenders with whom we share your Personal Information may retain or use your Personal Information whether or not you use their services and you should contact these Lenders directly concerning their privacy and information sharing practices which may differ from ours. In submitting such a request, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you are consenting, acknowledging and agreeing to the disclosure of your Personal Information to Lenders with which you are or may be matched.
We may also disclose certain Personal Information:
We reserve the right to disclose Anonymous Information to third-parties at our discretion.
YOUR CHOICES REGARDING YOUR INFORMATION.
INFORMATION DISCLOSED TO THIRD PARTIES
The Services are not directed to children and children are not eligible to use our Services. Protecting the privacy of children is very important to us. We do not collect or maintain Personal Information from people we actually know are under 13 years old, and no part of the Services is designed to attract people under 13 years old. If we later obtain actual knowledge that a User is under 13 years old, we will take steps to remove that User's Personal Information from our databases.
Notification of Changes
NOTICE TO CALIFORNIA RESIDENTS – YOUR CALIFORNIA PRIVACY RIGHTS
If we share Personal Information to third parties for their own direct marketing purposes, then you have the right to receive information about the categories of entities to which we have disclosed such information and the names and addresses of those entities. To submit your written request, please send it to us at email@example.com and put the following words in the subject line of the email: "California Privacy Request." Within 30 days after receipt of your request, we will send you a list of the categories of Personal Information that we disclosed to third parties for their direct marketing purposes during the immediately preceding calendar year, along with the names and addresses such third parties, if any. We reserve our right not to respond to requests sent more than once in a calendar year. Please note that the California "Shine the Light" law does not cover all categories of information that may be collected and disclosed or shared, and our policy relates only to information covered by the law.